The Alameda Financial Group

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Buying a Condo? Focus on the Financials

Condominiums are generally priced lower than single-family homes, but condo ownership comes with some special costs and financial implications.
A Mortgage Recast Is an Alternative to Refinancing

When a mortgage is recast, the borrower puts money toward the principal balance of a home loan, reducing the monthly payment.
Extreme Weather and Your Home Insurance: How to Navigate the Financial Storm

Many insurance companies have begun to raise rates, restrict coverage, or stop selling policies in high-risk areas.
Life Insurance in Retirement

Life insurance might not seem necessary for retirees or those close to retirement, but there are situations where coverage may make sense.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.
Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.
Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?